Who We Are
We would like to begin this article by giving you a feel for who we are. We are licensed, independent health insurance agents with Health Insurance Solutions Company, who live and work right here in Greene County. We are not an agency with dozens of agents who offer insurance for everything. Rather, we are a married couple who has chosen to specialize in the complexities of the Medicare space, solely offering Medicare plans. When you pick up the phone to call us with a question, you will not be transferred to office staff or a call center; you will speak with one of us every time.
As independent brokers, we work with a variety of carriers and offer Medicare Supplement, Medicare Advantage, and Part D Prescription Drug Plans. We believe in face to face meetings and a continual relationship with our clients. The relationship we have with our clients is ongoing, as we remain available for any plan questions or issues and touch base with them each fall to provide updates on major plan changes. There is never a cost for our assistance, and getting your coverage through us costs the exact same as going directly to the insurance company.
How We Can Be of Assistance to You This Fall
Plan Changes: As the Annual Enrollment Period approaches, it is important to find out how your plan will be changing in 2027. Some years, plans change a little, but other years, plans change considerably. If you want to know how your plan’s premium, benefits, or network will be changing in the New Year, give us a call.
Plan Comparison: If you are on a Medicare Advantage plan, it is especially important that you take a closer look at the local plan market every few years. A plan that once had strong benefits can easily become outdated with other plans, sometimes even from the same company, offering far stronger benefits at a better cost. Using your specific providers, prescriptions, and preferences, we can help you compare your present plan with other plans available to see if it would be advantageous for you to consider a plan change.
Starting Medicare: If you will be starting Medicare within the next year, reach out to us to learn what timelines, enrollment periods, plan options, estimated costs, and potential penalties apply to your circumstances. As Benjamin Franklin would say, “An ounce of prevention is worth a pound of cure.” This principle cannot be more true in the Medicare space. The transition to Medicare can be complex. We will walk you through each step to help you understand your options and get coverage that fits your needs.
How to Reach Us
Whether you want to sit down for a meeting or simply ask a few questions over the phone, we would be happy to assist you. You can contact us by phone at 724-802-2601 or by email at bbyham.insurance@gmail.com.
